Is investing as a partner better than lending at interest?

same way you see a bank is even though a bank is technically especially with it being digitized with they're giving out literally I mean it's not actual things they're necessarily giving out but it's allowing that money to regenerate an entire society even though that fund may have just mean one amount now let's say you come to me now and say in between actually the expenses have gone up you know I actually need another million now he's put that million with me I've given you that same million back which really you know okay you've got two million you've given him that million it's managed to set up an entire industry almost here this is a very low level

example but it's its example it's things like this that have allowed modern societies to prosper brother can I give you an alternative initial to two let's say I go to a bank and I go to two different people no one is with this system and one is with another system what's a nice assistant the river system right so let's just say the river system okay let's just suppose it's not robust it will say loan loan based system okay profit is known based okay I go to them and the first thing they'll say to me just please listen to what I'm about to

say and then chose absolutely I go to them and they say okay we'll give you a loan what's your collateral I said you know what I have my wife's properties what did you like it take her damn thing take her away and because they got their collateral they're not interested in my business plan they're not interested in if I'm actually my idea is good if it's worth it for them I go to another business and there I could say look I need a million dollars they don't ask me for collateral they're like can we

become your partners in this business show us your business plan hmm and I say okay fine uh here's my business plan I plan to do this did they look at my business plan they're like you know this business plan was written by my wife let's say right alright there you go people so you know they look at my wife's business plan and they're like wow this is amazing you know we we really like to you know be part of this you know in fact we like your business plan so much we think this is gonna really work we're gonna we're gonna put a special business consultant for you and we're gonna invest double

how about that okay now yeah exactly they see the geniusness of this business plan in its potential right so now we're you're telling me that I I'm now comparing this with somebody gives ten thousand says can you give me thirteen thousand back if that person's really smart he'll be like okay you want ten thousand for business can you tell me what this business is about you know what I'll be your partner and he'll if he sure the issue is this though ship but the issue is this ultimately both of these things are tapping into the same source which is

greed yeah it's a motivating factor for human beings now you're saying well on one hand the investor as opposed to loaning the creditor he's he feels that look actually you know what I'll just buy into the business it seems more worth it long term has no risk and the other side is all the risk the businessman has all the risk the bank has no risk yep the question is okay okay I understand what you're saying but there ought to be fair I can say to him give me $13,000 back fine but

the risk is all but if I'm actually doing it properly I would say okay what's the collateral no but you wouldn't have a collateral with like small these kind of non secured loans but the point would be that super hot right so far okay yeah right so you would if if you know that it's not a super high then what then you think that this person is intelligent and not stupid and knows what they're doing then why are you gonna ask back only for thirteen thousand why not become a business partner but the point here was more so not about I look I accept this

is now just saying this is a better way I accept the point was why was Rick like is rebar still the way it is understood historically because I would say that you see that kind of greed of human society to some extent isn't necessary however you define it this system that we have now if it's not ribah it's worse than River because the way you're gonna define it as what it was just personal loans giving people giving to each other and that was the problem if that was a problem this is a bigger problem no because there's a difference between loan shark Rhee and between what are

just standard loans so I so Stan it depends on the exactly depends on the or not yes sure but critic but but but but but but but but you see when you operate with credit cards when you operate with these things you operate within a greater framework that as many safety minutes so you have like even with credit cards you could go on debt management programs you can go on insolvency programs you can go on you see the system I'm not saying it's necessarily I'm not trying to justify this kind of banking thing greed but what I'm trying to say is it's not loan shark reaiize a-- you know you've got to