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Recordings › Fadak between Fatima (r) & Abu Bakr (r) Detailed Overview | Mufti Abu Layth · 28 Feb 2020 › Segment 8 of 11

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Is it halal to buy bad loans and foreclose on people's homes?

muftis halaal permitted lawful haraam forbidden mubah mubaah riba ribaa sood usury

Buying non-performing loans and foreclosing on borrowers

QuestionLive chat · questioner not identifiedAnswered 28 Feb 2020From the Mind of a MuftiSegment 8 of 11 in the recording2020-02-28-S08

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This segment30:52 to 31:30 · 38 sGeneral teaching

The answer in brief

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Buying property as a business is permissible in his view, but exploiting people who cannot pay and evicting them is oppression he is against.

In more detail

A question is read on whether it is permissible to purchase non-performing loans, turn them into performing ones, and foreclose on properties. Mufti Abu Layth says he holds that mortgages are not haram, referring to his detailed video, but says he is not sure he fully understands the question. If it means exploiting people who lack money and throwing them out of their homes, he is against that oppression; if it means buying property as a business, he feels it is permissible.

Question as read aloud · questioner not identified

Is it permissible to purchase non-performing loans, turn them into performing ones, and foreclose on properties paid for by borrowers?

Position stated

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Mufti Abu Layth says he is against exploiting people who lack money by throwing them out of their homes.

In his words

“I don't think it's fair to just kind of exploit people because they don't have money and to kind of chuck them out of their homes”

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Transcript

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30:13

says I can hurt Annabel mote she intends by what if you no longer alive by the time I finished these things and come after a few years and he says fatiah rebbekkah come to Abu Bakr and I do feel that you know he has his an amazing maqam in Islam radi allahu anhum jimmy on who people let's move on with that right so is it permissible to perform what to purchase loans and by turning them into performing ones and foreclosing properties are paid by borrowers look I do feel that the whole I've got a

30:52

detailed video on interest and mortgages and I feel that these things mortgages and whatever are not Haram I've got a very lengthy video explaining it that said I'm not quite sure I fully understand this question call it but if it means kind of doing people over then I'm against that oppression and things I don't think it's fair to just kind of exploit people because they don't have money and to kind of chuck them out of their homes but if you mean just buying property and using it as business and buying more than I feel that that is permissible right so reincarnation I'd been asked yes reincarnation I don't believe in

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Cite this segment

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Mufti Abu Layth Archive, segment 2020-02-28-S08, auto-transcribed, may contain errors. https://muftiabulayth.org/r/51qevhjqnt4/s/8/ (accessed 1 November 2026)

APA 7 
Mufti Abu Layth. (2020, February 28). Is it halal to buy bad loans and foreclose on people's homes? [Video, segment 2020-02-28-S08, auto-transcribed, may contain errors]. Mufti Abu Layth Archive. Retrieved November 1, 2026, from https://muftiabulayth.org/r/51qevhjqnt4/s/8/
Chicago author-date 
Mufti Abu Layth. 2020. "Is it halal to buy bad loans and foreclose on people's homes?" Video, segment 2020-02-28-S08, auto-transcribed, may contain errors. Mufti Abu Layth Archive. Recorded February 28, 2020. Accessed November 1, 2026. https://muftiabulayth.org/r/51qevhjqnt4/s/8/
BibTeX 
@misc{abulayth-2020-02-28-S08,
  author = {Mufti Abu Layth},
  title = {{Is it halal to buy bad loans and foreclose on people's homes?}},
  year = {2020},
  month = {2},
  date = {2020-02-28},
  howpublished = {\url{https://muftiabulayth.org/r/51qevhjqnt4/s/8/}},
  url = {https://muftiabulayth.org/r/51qevhjqnt4/s/8/},
  organization = {Mufti Abu Layth Archive},
  urldate = {2026-11-01},
  note = {Segment 2020-02-28-S08, auto-transcribed, may contain errors}
}
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